An Overview of Home and Contents Insurance in Australia

As the name suggests, Home and Contents Insurance is a category of insurance that provides various levels of cover for your home (the physical building) and the contents of your home (furniture, fittings, electrical goods etc).
As with any type of Home insurance, it is important that you understand what is covered and what is excluded under a particular policy. Insurance companies in Australia normally offer two or three levels of cover from ‘basic’ through to ‘premium’. In addition, they will normally have an option to include specific personal valuables such as jewellery, up to a nominated dollar value.
Examples of what you can expect to be covered include:
Basic cover